TERMS OF ACCESS AND LEGAL NOTICES

Prior to use of this web site, please review the following terms of access and notices (collectively, ÒTermsÓ). All access to and use of this web site is governed by the Terms. ACH Federal reserves all rights, including but not limited to all intellectual property rights such as copyright, patent and trademark, in any text, graphic images and software used, displayed or contained on this web site, unless said graphic is the property of another individual or company, used by ACH Federal with permission.

ACH Federal authorizes you to view and make copies of documents or pages published by ACH Federal on this web site only for non-commercial, personal use, provided that such use does not include further copying, distribution, display, transmission or dissemination in paper or electronic formats, and provided that any copy you make retains all copyright, trademark, patent, or other proprietary notices and any disclaimers contained thereon.

The ACH Federal name, logo and various names of ACH Federal products, processes, technologies, programs and services described or referenced on this web site are trademarks or service marks of ACH Federal. Certain other names mentioned or referenced herein are the trademarks or service marks of their respective owners. Trademark registration notices contained herein reflect registration status in the United States of America. Any product, process, technology, program or service described in this web site may be the subject of other intellectual property rights of ACH Federal or others. Except as expressly provided herein, nothing contained in this web site shall be construed as conferring any license, right or authorization under any ACH Federal copyright, patent or trademark, or other proprietary or ownership right.

THE INFORMATION PROVIDED ON THIS WEB SITE, INCLUDING TEXT,  IMAGES AND LINKS, IS PROVIDED ÒAS ISÓ BY ACH FEDERAL, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. ACH FEDERAL DOES NOT WARRANT THAT THIS WEB SITE OR ITS OPERATION AND FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT THE WEB SITE OR THE SERVER ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR CONSTRUCTS. USER ASSUMES ALL RISK OF UTILIZATION OF THIS WEBSITE.

Information on this web site may contain technical and other inaccuracies or errors, or may become outdated over time. ACH Federal assumes no obligation to keep any information on this web site current, and information may be changed or updated without notice. Not all products or services referenced herein are available in all areas, and ACH Federal may change the products and services it offers at any time. Contact ACH Federal for further information before relying on any information contained herein.

ACH Federal does not solicit or wish to receive confidential or proprietary information from you through its web site, by e-mail or otherwise. Any information sent to ACH Federal will be deemed not to be confidential. If you provide any information or material to ACH Federal through this web site, by e-mail or otherwise, ACH Federal will have no obligation of any kind with respect to such information and material and will be free to reproduce, use, disclose, display and distribute such information and material to others without limitation or penalty.

ACH Federal makes no representations whatsoever about any other web sites which you may access through this one. Any non-ACH Federal web site that you may access is independent from this web site and ACH Federal has no control over the content of such web site, and assumes no responsibility for any such web site. Links to non-ACH Federal web sites are provided as a convenience to you, and the existence of a link to another web site should not be considered an endorsement, recommendation, or approval of such site, any information contained therein, or any party related thereto. You should take appropriate precautions to ensure that any information you wish to access or download from a web site is free from viruses, worms, Trojan horses and other items or constructs of a destructive nature. IN NO EVENT WILL ACH FEDERAL BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE OR ANY LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF ACH FEDERAL IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The Terms shall be governed by and construed according to the laws of the State of Tennessee (excluding rules relating to choice or conflicts of law) and not the United States of America.


© 2008 ACH Federal. All Rights Reserved.