Electronic Payments Provider to Offer Web-Based Solutions And Customized Services For Beach Business Bank Customers

CHATTANOOGA, TN – August 3, 2010 – ACH Federal, a provider of Web-based ACH processing services to both banks and businesses, announced today that Beach Business Bank (OTCBB: BBBC), which offers a full range of deposit and loan services tailored to meet the needs of business professionals, has selected ACH Federal to provide Automated Clearing House (ACH) Services for its customers.

Beach Business Bank chose ACH Federal as a result of the company’s experience in ACH payment processing, ability to offer affordable alternative payment options for its business customers and its strong risk management tools. Powered by ACH Federal, Beach Business Bank clients now have the capability to collect payments from customers online, make payments to vendors and deposit payroll funds into employee accounts.

“Beach Business Bank has a strong history of technology innovation typically only associated with larger financial institutions. By engaging the expertise of ACH Federal, we are now able to deliver end-to-end Web-based ACH processing services to our valued customers with the convenience of a trusted neighborhood bank,” said Melissa Rickabaugh, executive vice president, senior operations officer, Beach Business Bank.

ACH Federal provides a streamlined Web-based platform to securely process ACH transactions for Beach Business Bank through a terminal that connects directly to the Federal Reserve utilizing the financial institution’s routing number. ACH Federal assists financial institutions to mitigate risk, reduce costs and drive better organizational efficiency The Web platform meets the highest security standards; dual file approval systems, multi-factor authentication and top-of-the-line data encryption technology for all transactions.

“As a business-friendly and technology-focused financial institution, Beach Business Bank is the ideal partner for ACH Federal,” said Russ Scudder, president of ACH Federal. “We are able to offer its clients best-of-breed Web-based ACH processing services that meet the growing needs of businesses today.”

About Beach Business Bank
Headquartered in the beautiful Southern California community of Manhattan Beach, Beach Business Bank provides a full range of deposit and loan services tailored to meet the needs of small to mid-sized businesses, professionals and individuals residing in our beach communities. Focusing on technology to deliver deposit products and financing solutions normally associated with a “megabank,” Beach Business Bank provides these services with the convenience of a neighborhood bank. We are staffed with an experienced team of banking professionals. We not only work, but we live in your community. We understand the sense of the community, our families play and shop right here with you. We truly understand your needs and we can create customized banking solutions to meet those needs. For more information, visit www.beachbusinessbank.com.

About ACH Federal
ACH Federal provides a simple and secure Web-based solution for banks and businesses to reduce the risk associated with electronic payments, while decreasing costs and increasing efficiency. ACH Federal was founded in 2007 by three accredited ACH professionals with vision for providing better ACH solutions and customized services to banks and small businesses. Today, the company’s expert management team has more than 80 years of combined ACH industry experience including six Accredited ACH professionals (AAPs). For more information, visit www.achfederal.com.