ACH Services

All financial institutions must consider risk management, and ACH Federal can aid in your efforts. We provide real-time, customized reporting designed to monitor online risk levels along with guidance in identifying risky applicants. ACH processing services also allow your company the ability to detect fraudulent transactions faster. Our AAP certified staff can provide risk management support services, as well as access to information and training on managing risk.

Another way we mitigate your risk is through our advanced data center that keeps your information protected thanks to uninterruptable power supplies, backup generators, and an off-site disaster recovery facility. We can provide seven-year data retention, along with multi-form customer authentication and encryption of all transmissions and connections through our systems and networks.

Moreover, ACH Federal provides benefits beyond risk management. Because our ACH system is web-based, you’ll never have to buy or download software to use it. We’ll handle the system updates and offer you customer support and access to our AAP certified staff for set-up. Our system can look like your system thanks to our private label branding. Small and medium institutions can now offer online features and customer service that will put them on par with much larger institutions.

You and your customers also win when you choose to work with ACH Federal. Direct payroll deposit, direct bill pay, and customer management will make their lives a bit easier and aid in your customer retention. Since customers will be able to make fewer trips to the bank, your staff’s workload will be easier. You’ll get earlier return notification, daily Fed balancing, flexible service packages, and several automated functions that will save you time. And all of this is in addition to the money you’ll save by processing fewer paper checks.