Risk Management and NACHA Compliance for ACH Services

Banks and credit unions look to ACH Federal experts to help with Risk Management, and to assist with the understanding and compliance of NACHA regulations. We also work with our clients to meet the various requirements of the FDIC, OCC, Federal Reserve and other regulatory agencies.

Give us a call (866-859-0555) to find out how ACH Federal services can help with:

Risk & Compliance Management

• Risk management training provided
• Procedures assistance provided
• Instructions on how to determine exposure levels
• Safeguards built into the system to reduce risk
• Comprehensive reporting to monitor risk
• OFAC checks performed
• Unauthorized returns risk monitoring

Secure ACH Transfers

• Multilayered authentication process
• Fraud prevention with data encryption technology
• Three user levels – administrator, operator and read-only
• Email confirmations of files received to both FI and originator
• Approval system at FI and originator level to prevent fraud
• Disaster recovery facilities and an in-house Tier III datacenter

Improve Efficiency with ACH Transactions

• ACH Federal provides training and support to the originators
• Flexible - later cutoff times available
• Daily FED balancing
• FI has fulltime and complete access to the system
• Automated returns management
• Full Reporting for originator and FI
• Billing services available

Reduce the Cost per Transaction

• Web-based ACH payment processing system - no software or additional hardware required
• Eliminate the cost of returns notification
• No need to add staff as your ACH business grows
• Customer support and billing provided by ACH Federal
• End to end processing